The Valley Wealth Management Group process creates investment plans that embrace our clients' dreams. Whether their dream is early retirement, leaving a legacy of charitable giving, or securing future generations' financial prosperity, we have tools in place designed to help get them there. Our process involves the use of these tools along with personalized investment choices vetted for their risk tolerance, tax bracket, and income needs, among other factors.

Stifel's wealth management process consists of six steps that help get an overview of your current situation, choices available, and what must be done to pursue goals.  The process involves gathering relevant financial information, determining your goals, examining current financial status, and formulating a strategy or plan for how to work toward goals given the current situation and future plans.

Wealth Management Process

Establish and define relationship Gather client information and data Data Analysis and Plan Development Present the Plan Adopt Plan and Create Action Plans Monitor the planFinancial planning is a crucial step in managing your financial future.  Not only does it help you see your financial situation today, it also helps you think about those things you would like to do in the next five years, ten years, and throughout retirement.  

You spend your entire working life saving for retirement, and it is important to set goals for yourself in order to enjoy it.  The Stifel Wealth Strategist Report® can help you determine if you're on track to meet your goals.

  • Identify goals and objectives – Create the foundation of your financial roadmap

  • Gather information – Complete a questionnaire/fact finder with everything to include in your financial plan.
  • Analyze information – Analyze the information gathered to ensure it is as accurate as possible. The fewer assumptions that go into a financial plan, the better your overall experience will be.
  • Propose strategies – Evaluate the results provided within your financial plan and see where you stand in relation to your goals and objectives. Where can you make adjustments within your plan? Do you have a balanced portfolio? Can you retire earlier/later? Spend more/less? Perhaps you have overfunded your retirement and can afford to increase your spending goals.

  • Take action – Talk to your financial professional about making modifications as needed and come up with your action plan. education

  • Review and revise – Review and update your financial plan yearly or if any life events occur that could change the outcome of the plan. Set a date for yearly meetings to review and update your plan.

The Stifel Wealth Strategist Report®

The Stifel Wealth Strategist Report® is a comprehensive financial plan. It will address your questions/concerns as it relates to your asset allocation, retirement, insurance, education savings, social security, goal funding, and more! Find out if you are on track to meet your retirement goals or what you can do to get on track.


Probability of Success Gauge

  • What will it take for you to retire comfortably?
  • What are all of your  financial goals?
  • Will your survivors be protected in the event of your
    untimely death?
  • Are you in your “Confidence Zone” when it comes to retirement planning?
  • Have you updated your risk tolerance lately?
  • Are you getting the most out of Social Security?
  • How will you pay for potential long-term care costs?
  • Are you saving enough to fund your education goals